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Regulatory Disclosure

Regulatory Disclosure

Tesco Personal Finance plc (trading as Tesco Bank) is authorised by the Prudential Regulation Authority in the UK and is regulated by the Central Bank of Ireland for conduct of business rules. Registered in Scotland no. SC173199. Registered Office: 2 South Gyle Crescent, Edinburgh, EH12 9FQ. Our credit institution reference no. is C27325.

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What do I need to know

Please make sure you have read, and printed or saved the Terms and Conditions - PDF 102kb that apply to the Tesco Clubcard Credit Card.

Please take time to read carefully through the legal sections as these form an important part of your agreement in your credit card application.

Please select your Tesco Clubcard Credit Card design:

Please press 'Apply Now' to continue your application

Reasons to Apply

0% interest on purchases for 8 months from account opening

Protect yourself against fraud with FraudSafe - our built-in protection system

0% interest on balance transfers for
6 months from account opening

Collect Clubcard points wherever you use your card, inside or outside Tesco

We will now use your monthly payments to firstly pay any government tax due, and then to pay off your most expensive transactions first.

Use your card to pay for fuel at Tesco Petrol Filling Stations for an even better points deal†

Accepted at over 24 million places worldwide*

Representative 19.1%
APR (variable)
Based on a credit limit of €1500 and includes the government stamp duty charge of €30

1 point awarded per €2 spent (€2 minimum) within Tesco and 1 point awarded per €8 spent (€8 minimum) outside Tesco in each purchase transaction. Must have available credit. Earn rates are subject to change. The promoter of Tesco Clubcard scheme is Tesco Ireland Ltd. Tesco Ireland Ltd is responsible for awarding points.   

* 1.75% foreign exchange fee applies when using your card abroad